If I go travelling, does my bank need to know I have a lodger?

I don’t know whether being away for six months will mean I’m classified as a proper landlord, which requires me having a buy-to-let mortgage

Q: I have a two-bed house, which is solely owned by me. I live with a lodger who is one of my closest friends. My mortgage still has another eight years to run. However, with the savings I’ve got I could probably clear it in two years. I had intended to do this and then go travelling.

However, I’m utterly sick of my job and want to go travelling now. I think I could probably afford this by living off my savings, with the money I’m receiving in rent paying for the mortgage while I’m gone.

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from Health & wellbeing | The Guardian http://ift.tt/1VlydrV
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