mercredi 2 décembre 2015

I'm buying a flat with my boyfriend – how do we split ownership fairly?

I am putting down a big deposit and he is taking out a mortgage, but we can’t agree on how to calculate what percentage of the property we will both own

Q My boyfriend and I are going to buy a flat together. The purchase price of the flat is £360,000. I’m going to contribute a large deposit of £200,000 and my boyfriend is going to put in £30,000 in cash for all the buying costs including stamp duty, solicitor fees, furniture and so on, and is going to take out a £160,000 mortgage on his own.

I think I should own 51.3% of the flat – 200 divided by (200+160+30) times 100. However, my boyfriend disagrees and has suggested that we should take the interest he will pay on his mortgage (around £80,000 in total) into account. Which means after he finished paying his mortgage, he will own a bigger percentage than me.

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from Health & wellbeing | The Guardian http://ift.tt/1XJ2ptS
via health

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